ANS:B - Memory

Permanently in memory. Normally, a computer does not have enough memory to hold all the programs you use. When you want to run a program, therefore, the operating system is obliged to free some memory by copying data or programs from main memory to a disk. This process is known as swapping.

Certain programs, however, can be marked as being memory resident, which means that the operating system is not permitted to swap them out to a storage device; they will always remain in memory.

The programs and data used most frequently are the ones that should be memory resident. This includes central portions of the operating system and special programs, such as calendars and calculators, that you want to be able to access immediately.